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This website is intended exclusively for use by and for the benefit of members and beneficiaries of the
Funds (The Carpenters’ Health and Welfare Trust Fund of St. Louis, The Pension Plan of the Carpenters' Pension Trust Fund of St. Louis, The Carpenters’ Vacation Trust Fund of St. Louis, and The Carpenters' District Council of Kansas City and Vicinity Pension and Health and Welfare Funds).
If you are not a member or beneficiary of the Funds, your access and/or use of this website is unauthorized and you must disconnect immediately.
If you are a member or beneficiary of the Funds, you may use this website, but only if you follow these Rules. If, at any point, you do not agree to these Rules you must disconnect immediately.
Passwords and Security
To use this web site, you must first complete the registration process. To register you must:
1. Provide requested information, which includes a valid email address to which you are the authorized email owner, to properly identify you,
2. Select a user name,
3. Create a valid password, and
4. In some cases create a personal PIN (Personal Identification number.
You are responsible for maintaining the confidentiality of your account and for all activities that occur under your account. To maintain the security of your account, you agree that you and/or your beneficiaries: (a) will not share your password, or your PIN, or any other data with any other person, (b) will safeguard your password, your PIN, and any other data, (c) will not leave a terminal unattended while it is connected to this web site, (d) will logoff and exit completely from your account at the end of each online session, (e) will notify
Funds if your email address changes, (f) will immediately notify
Funds if your password or PIN or data is lost or stolen, (g) will immediately notify
Funds of any unauthorized use of your account or any other breach of security of which you become aware, and (h) that the
Funds will not be liable because of someone else using your password or PIN to access your account, either with or without your knowledge.
Notification of Funds
To notify the Funds of a change in your email address, or of the loss or theft of your password or PIN, or of any unauthorized use of your account or any other breach of security of which you become aware, or for any other reason, use this link:
website@carpdc.org.
Suspension of Access
The Funds reserve the right to take whatever lawful action they may deem appropriate in response to actual or suspected violations of the foregoing or unauthorized access or attempts to access your account. This includes, but is not limited to, suspending or terminating your access to this web site and/or your account.
Disclaimers
The Funds have made this web site available to members and beneficiaries to provide information about their benefits. This material is for informational purposes only and is not intended to be an authoritative or binding presentation of the official rules and regulations of the Trust Funds discussed on the website. Nothing contained in this website is meant to interpret, extend, or change in any way the governing documents of the Trust Funds. General information on this web site does not overrule the current
Plan Documents and Summaries of Material Modifications which are also available on this web site. These are the controlling documents. Only the Boards of Trustees of the
Funds have the authority to interpret the Plan and Trust documents and your rights are set by the provisions of the Plan and Trust Funds' governing documents. The information on this website is not intended to be used as the basis of any eligibility or benefit related decision. You cannot claim any benefit, file an appeal, or file a lawsuit against anybody based on your reliance on anything contained in this web site. If you require a formal determination about any benefit issue affecting you, your inquiry should be directed in writing to the proper Board of Trustees.
This site contains information of a general and educational nature about your benefit plans and issues relating to your benefit plans and links to other web sites that may be helpful to you. The
Funds have used reasonable efforts in collecting, preparing, and providing quality information and material, but make no warranty or guarantee about the accuracy, completeness, or suitability of the information to your personal situation. This information is provided by the
Funds to benefit users but is not intended to constitute advice or recommendations upon which users may rely for life planning purposes. This site does not contain any medical, legal, tax, financial planning or any other form of professional advice. The Boards of Trustees encourage you make appropriate use of medical, legal, tax, and financial planning professionals in helping you to make prudent decisions regarding the use of your benefit programs.
In the event of a conflict between the information contained on the Web Site and the official plan documents, the plan documents will govern. The
Funds retain the right to amend, terminate, or modify the terms of any benefit plans described on the Web Sites at any time, without notice and for any reason.
Waiver of Rules
Any delay or failure on the part of the Funds to enforce any rights which the
Funds may have under these Rules shall not be construed as a waiver of the right and privilege to do so at any subsequent time. No waiver of any term or condition herein shall be deemed a further or continuing waiver of such term or condition or any other term or condition.
All contents of this web site and the Rules are subject to change without notice. Any changes will be effective immediately upon posting on this web site and your further use of the website will mean that you have agreed to them.
Entire Agreement
These Terms and Conditions and any other policies the Funds may post on this Web Site constitute the entire agreement between the
Funds and you in connection with your use of the Web Site and replace any prior agreements, including prior versions of these Rules, between the
Funds and you regarding use of the Web Site.
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