HOME LOAN PAYMENT SCHEDULE

HOME LOAN PAYMENT SCHEDULE

1 Find your expected interest rate in the left column.

2 Follow the row across to the number under the loan term you want.

3 Divide your loan amount by 1 1000 and multiply the result by the number you identified

in the table - this is your monthly payment (principal and interest*).

Example: "($140,000 loan; 7-1/2% interest; 30-year term)"

10 15 20 25 30

7-1/2 7.00

$140,000 / 1,000 = $140 x 7.00 = $980 (monthly payment*)

*Monthly home loan payments may also include real estate taxes and homeowners insurance. This amount will vary according the coverage selected - the best way to estimate your total monthly payment is with the help of a home loan professional.

Equal Monthly Payment per $1,000

Interest Rate	10 Years	15 Years	20 Years	25 Years	30 Years
4-1/4%	10.25	7.53	6.2	5.42	4.92
4-3/8	10.31	7.59	6.26	5.49	5.00
4-1/2	10.37	7.65	6.33	5.56	5.07
4-5/8	10.43	7.72	6.40	5.63	5.15
4-3/4	10.49	7.76	6.47	5.71	5.22
4-7/8	10.55	7.85	6.54	5.78	5.30
5	10.61	7.91	6.60	5.85	5.37
5-1/8	10.67	7.98	6.67	5.92	5.45
5-1/4	10.73	8.04	6.74	6.00	5.53
5-3/8	10.80	8.11	6.81	6.07	5.60
5-1/2	10.86	8.18	6.88	6.15	5.68
5-5/8	10.92	8.24	6.95	6.22	5.76
5-3/4	10.98	8.31	7.03	6.30	5.84
5-7/8	11.04	8.38	7.10	6.37	5.92
6	11.11	8.44	7.17	6.45	6.00
6-1/8	11.17	8.51	7.24	6.52	6.08
6-1/4	11.23	8.58	7.31	6.60	6.16
6-3/8	11.30	8.65	7.39	6.68	6.24
6-1/2	11.36	8.72	7.46	6.76	6.33
6-5/8	11.42	8.78	7.53	6.84	6.41
6-3/4	11.49	8.85	7.61	6.91	6.49
6-7/8	11.55	8.92	7.68	6.99	6.57
7	11.62	8.99	7.76	7.07	6.66
7-1/2	11.88	9.28	8.06	7.39	7.00

7-1/8	11.68	9.06	7.83	7.15	6.74
7-1/4	11.75	9.13	7.91	7.23	6.83
7-3/8	11.81	9.20	7.98	7.31	6.91
7-5/8	11.94	9.35	8.14	7.48	7.08
7-3/4	12.01	9.42	8.21	7.56	7.17
7-7/8	12.07	9.49	8.29	7.64	7.26
8	12.14	9.56	8.37	7.72	7.34
8-1/8	12.20	9.63	8.45	7.81	7.43
8-1/4	12.27	9.71	8.53	7.89	7.52
8-3/8	12.34	9.78	8.60	7.97	7.61
8-1/2	12.40	9.85	8.68	8.06	7.69
8-5/8	12.47	9.93	8.76	8.14	7.78
8-3/4	12.54	10.00	8.84	8.23	7.87
8-7/8	12.61	10.07	8.92	8.31	7.96
9	12.67	10.15	9.00	8.40	8.05
9-1/8	12.74	10.22	9.08	8.48	8.14
9-1/4	12.81	10.30	9.16	8.57	8.23
9-3/8	12.88	10.37	9.24	8.66	8.32
9-1/2	12.94	10.45	9.33	8.74	8.41
9-5/8	13.01	10.52	9.41	8.83	8.50
9-3/4	13.08	10.60	9.49	8.92	8.60
9-7/8	13.15	10.67	9.57	9.00	8.69
10	13.22	10.75	9.66	9.09	8.78
10-1/8	13.29	10.83	9.74	9.18	8.87
10-1/4	13.36	10.90	9.82	9.27	8.97

10-3/8	13.43	10.98	9.90	9.36	9.06
10-1/2	13.50	11.06	9.99	9.45	9.15
10-5/8	13.57	11.14	10.07	9.54	9.25
10-3/4	13.64	11.21	10.16	9.63	9.34
10-7/8	13.71	11.29	10.24	9.72	9.43
11	13.78	11.37	10.33	9.81	9.53
11-1/4	13.92	11.53	10.50	9.99	9.72
11-1/2	14.06	11.69	10.67	10.17	9.91
11-3/4	14.21	11.85	10.84	10.35	10.10
12	14.35	12.01	11.02	10.54	10.29
12-1/4	14.50	12.17	11.19	10.72	10.48
12-1/2	14.64	12.33	11.37	10.91	10.68
12-3/4	14.79	12.49	11.54	11.10	10.87
13	14.94	12.66	11.72	11.28	11.07

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