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Article / Spousal Coverage Program Verification Forms Due

Spousal Coverage Program Verification Forms Due.

Spousal Coverage Program details:
The Carpenters’ Health and Welfare Trust Fund of St. Louis (Carpenters’ Plan) Spousal Coverage Program requires the spouse of an active* member covered under the Carpenters’ Plan who works at least 30 hours per week to enroll in the health coverage plan offered by his/her employer. Coverage under the spouse’s employer must be obtained or the spouse must prove to be “Exempt” prior to receiving coverage under the Carpenters’ Plan (please see below for the definition of “Exempt” in this case).

All members and spouses who require update to their Spousal Coverage status received a Spousal Coverage Verification Form in September. This form must be completed and returned for spouses to continue with secondary coverage under the Carpenters’ Plan. 

Spouses required to update their statuses this fall are those who were found to be “Exempt” in the program the previous year. “Exempt” refers to a member’s spouse who is not qualified to enroll in health plan coverage through his or her own employer (works less than 30 hours per week) or is not employed. All spouses who already have primary insurance coverage through their employers do not have to complete a Spousal Coverage Verification Form unless there is a change in status.

Don't go without coverage! The deadline to return Spousal Coverage Verification Forms to the Carpenters’ Benefit Plans Office is November 10, 2017. Forms must be received by this date to ensure no interruption in coverage. Please contact Carpenters’ Member Services by email at benefits@carpdc.org or by phone Monday – Friday, 7a – 4:30p, at 314.644.4802 or Toll-Free at 877.232.3863 with any questions.

*Active means eligibility based on hours, including Minimum/Difference, Self-Employed and Office Employee.